A simple faith-based system for parents and young adults ready to take control of their financial future, together.
Why Do 70% of the working population struggle financially–Living paycheck to paycheck, while others with similar backgrounds are successful financially regardless of the ups and downs in the economy? What is it that 30% know that 70% do not?
At DwightNichols.com, we help parents and young adults master the essential money skills needed to thrive in today’s economy. Our programs focus on:
Pay yourself first
Live within it
Stay generous
I was lucky. My parents taught me the rules before life did.
My father called it the three jar method. Every month, our allowance got split three ways. One jar for saving. One for spending. One for giving.
Spend less than you earn. Save and invest before you spend. Avoid debt so you always have more to give.
My husband and I are in our early 40s now. We own our home outright. We’ve built several businesses. We have investments beyond our house. We pay off our credit cards every month, and we still have enough left for eating out, traveling, and showing up for the people we love.
That didn’t happen by accident. It happened because of three jars.
— Christina Nichols-Umoren
Create lasting financial habits.
Build a roadmap toward freedom.
Develop long-term investment strategies.
Generate additional income streams.
Protect assets and prepare for retirement.
Create generational wealth systems.
“An excellent tool to help build financial awareness. Good for adults as well as teens- Let’s start the awareness in middle school. This resource needs to be in the hands of anyone struggling with living within their means.”
“Wish I had known some of these information sooner! A great financial book for everyone who’s interested in helping themselves to be financially stable in their life”.
