Dwight Nichols (Author, Teacher, Financial Coach)

Founder and CEO at Urban Impact International Ministry /Founder of Destiny Institute School of Finance /Author: “God’s Plans For Your Finances “and “The Beginner’s Guide to Personal Finance”

About

I have been teaching young adults and their parents the principles of financial stewardship for more than 30 years.

I believe that God has deposited in every individual certain gifts, talents, abilities, and unique personal experiences that He wants you to share with the world. These gifts, talents and abilities hold the keys to your success and financial future. But there are basic principles that you must learn in order to release these hidden treasures.

My Passion, as an author and teacher is to provide practical knowledge that transforms people’s lives and change financial conditions. In my books, online courses, small business mentoring/entrepreneur programs and educational resources, my goal is to share common sense principles and practical strategies to help you discover your hidden treasures…. So that you can share them with others.

Specialties: Self-Help for parents and young adults, Personal entrepreneurship, financial leadership training, and small business coaching

Programs… Financial Stewardship, Basic money management for beginners, money skills for life and financial success, common sense investing, financial coaching: Goal setting, Budgeting, Debt elimination, Retirement Planning/investing … Christian financial planning, and Urban Economics …

Education

MS, Carnegie Mellon University (Pittsburgh PA), Heinz School of Public Policy, Concentrating in Finance and Economics
BS, Dillard University (New Orleans, LA)- Mathematics and Physics
Career Highlights

Executive Director & Founder, Urban Impact International Ministries (A Financial Education ministry that addresses Financial and economic issues in Urban Communities)

Dallas/ Ft Worth Metro Plex, TX (September 1994 – to Present).

A Nonprofit dedicated to providing financial leadership training, financial consulting, and teaching principles of Personal Entrepreneurship and Biblical Economics as a tool for economic empowerment … To minister to the economic and spiritual needs of urban communities and developing nations.

As a former investment banker, I have a unique understanding of Public & Corporate Finance, Financial Markets, and economic trends as they relate to financial planning and Community Economic Development.

Our goal is to partner with individuals, churches, businesses, and community leaders who share our vision to impact underserved communities by sharing Biblical principles to help families and communities overcome/escape a lifestyle of poverty and financial dependency.

As a Financial Consultant, we have been successful in building relationships with, banks, Insurance companies and other service providers who want to assist us in sharing these lifechanging principles to help individuals/ families and Christian in urban Communities and developing nations.

Founder and CEO, Destiny Institute School of Finance, (A Financial Education and Small business mentoring program) Mobile, Alabama (December 2009 – 2016)

The Destiny Institute provided financial mentoring/education courses and small business coaching programs designed to empower individuals and families to overcome a life of financial dependency, change their financial conditions and build wealth through strategic investing and business ownership.

We teach individuals how to escape the 9-to-5 mentality, where someone else controls their time and Income, to where they are in control of their own financial destiny, even as a wage earner …

Our books/articles/videos and Financial Mentoring Courses are designed to teach parents and young adults how to exit the paycheck-to-paycheck lifestyle and build wealth through basic money management principles — proven strategies to increase income, break free from a life of financial dependency, and build wealth through strategic planning and business ownership.

Investment Banker, Stephens Inc. and Bryan Worley Investment Bankers Inc.

Little Rock Arkansas (January 1980 – January 1991).

Was responsible for raising capital by marketing debt and equity securities to banks, insurance companies, municipalities and other institutional investors (public and private entities) for corporate and government clients. The Position required a Series 7 Security License, extensive knowledge of financial securities, organizational finance and administrative management, debt and equity finance, federal and state regulations, national and international economic trends, and business cycles.

Managing Director, National Council of Contractors Association (NCCA) a Small Business Mentoring Program –

NCCA, is a small contractor coaching program dedicated to assisting women and minority businesses owners to organize and manage their businesses to become “bankable and bondable.” So, that they could successfully bid on local, state, and federal contracts…Houston, Texas, Little Rock, Arkansas and Jacksonville, Florida.

Blog Posts/Published Articles

Money Skills for Financial Success: Why Is Money Attracted to Some People and Away from Others … (Link)

Finding Financial Freedom (1995) — (Link)…  https://www.youtube.com/watch?v=Am-OK9MdmIE

Freedom from Financial Bondage (Link) …  https://www.youtube.com/watch?v=suXtTIDxYX8&t=32s&ab_channel=debt2freedom

Who Am I And What Was I Created to Do – (Link)… https://youtu.be/s_9BAbwUsqo

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